Fairhope, Alabama Personal Bankruptcy Lawyer

Filing for personal bankruptcy is a major decision that requires careful consideration. In these financially difficult times, an experienced attorney can help you explore your options, plan for the future and get the debt relief you deserve. You do not have to live with harassing phone calls from creditors or the constant threat of foreclosure.

At the Fairhope and Orange Beach law offices of Don A. McGriff, P.C., we are dedicated to helping individuals throughout Baldwin County and the Mobile Bay area obtain debt relief through personal bankruptcy. If you want a fresh financial start or would like to prevent foreclosure, we can help you and your family move toward a debt-free future.

Attorneys With Real World Experience

Contact Gerry Lester today.

Whether you are struggling with credit card debt after a divorce or are unable to keep up with your medical bills after an accident, it is extremely important to select the personal bankruptcy plan that is right for you. We help clients through the following types of personal bankruptcy:

• Chapter 7 bankruptcy: Also known as liquidation bankruptcy, Chapter 7 provides debtors with the opportunity to discharge unsecured debt through the sale of certain non-exempt assets. In general, you are able to keep your home, car and furnishings. Before you file for Chapter 7, you must take a means test to determine if you qualify. We can help you understand the eligibility requirements and guide you through the entire process.
• Chapter 13 bankruptcy: If you have a regular monthly income, Chapter 13 bankruptcy may be the right option for you. Chapter 13 allows you to reorganize your debt into a payment plan you can actually afford. After three to five years of timely payments, your remaining debt will be wiped clean.

Please note, as soon as you file for any type of personal bankruptcy, an automatic stay will go into effect. This will put an immediate stop to home foreclosure, wage garnishment and creditor harassment.

Contact Us for a Free Initial Consultation

You can save your home and put an end to creditor harassment. With offices in Fairhope and Orange Beach, we help Alabama families get the debt relief they deserve. Contact us.

We are a debt relief agency. We help individuals and business owners file for bankruptcy relief under the U.S. Bankruptcy Code.